Tips on how to
Prepare and Prevent Identity Fraud and Theft.
1. The next time you order checks have only
your initials (instead of first name) and last name put on them. If
someone takes your checkbook, they will not know if you sign your
checks with just your initials or your first name, but your bank
will know how you sign your checks.
2. Do not sign the back of your credit cards.
Instead, put "PHOTO ID REQUIRED".
3. When you are writing checks to pay on your
credit card accounts, DO not put the Complete account number on the
"For" line. Instead, just put the last four numbers. The credit card
company knows the rest of the number, and anyone who might be
handling your check as it passes through all the check processing
channels won't have access to it.
4. Put your work phone # on your checks
instead of your home phone. If you have a PO Box use that instead of
your home address. If you do not have a PO Box, use your work
address. Never have your SS# printed on your checks. You can add it
if it is necessary. But if you have it printed, anyone can get it.
5. Place the contents of your wallet on a
photocopy machine. Do both sides of each license, credit card, etc.
You will know what you had in your wallet and all of the account
numbers and phone numbers to call and cancel. Keep the photocopy in
a safe place. Also carry a photocopy of your passport when traveling
either here or abroad.
6. In the
event of a loss file a police report immediately in the
jurisdiction where your credit card(s), etc., were stolen. This
proves to credit providers you were diligent, and this is a first
step toward an investigation (if there ever is one).
Here is a link to numbers you may need if you ever become a
victim of Identity Theft.
Id Theft Contacts